Check here to find a comprehensive list of governmental sources for financial help during the COVID-19 pandemic. It will be updated as new and/or changed information becomes available. If you see something new, please let us know so that we can post it here.
In partnership with Vistaprint and a coalition of supporting companies, foundations, and philanthropic donors, the US Chamber will be providing $5,000 grants for small businesses across the United States and its territories to provide relief from the financial impacts of the coronavirus pandemic. Please note that 501(c)(3) organizations are not eligible.
Applications will be accepted beginning April 20, 2020 at https://savesmallbusiness.com/.
Please use this website for any questions you may have regarding this grant.
2. Link to STATUS ON YOUR STIMULUS CHECK from the government
You will need your 2019 or 2018 income tax returns and if you haven’t done your 2018, you will need to submit your 2019 tax return
PUA Guidelines: Two qualifying reasons to receive unemployment:
“The individual was scheduled to commence employment and does not have a job . . . as a direct result of the COVID-19 public health emergency; ” and
“The individual’s place of employment is closed as a direct result of the COVID-19 public health emergency. “
Maryland – system not ready yet but….
Use this link to add your email as a self-employed individual and they will contact you when the system can accept self-employed claims.
04/15/20 – In Virginia, at least right now, you have to apply for unemployment as it regularly is administered. If you are self-employed, you will get denied. That is the first step so that you will qualify for the pandemic assistance. They will then notify you when they have a system that can accept self-employed individuals.
And if you have filed for unemployment, be sure to do your weekly claims. You won’t receive checks for weeks you didn’t do a claim…although you do not need to list work searches at this time. Also, if you do the phone version of filing your weekly claim, you won’t currently be asked about your work searches. The web version still asks for this information. Although the PUA checks haven’t been sent out yet, they are retroactive.
District of Columbia
Will start taking self-employed worker applications on April 28th.
If you live in DC and are self-employed or a contractor, please go to this website to read information about how/when to apply for unemployment insurance (UI) benefits: https://does.dcnetworks.org/claimantservices/Logon.aspx
It says that the UI website has not yet been reconfigured to allow self-employed and contractors to apply without encountering questions that no longer need to be answered, such as questions about what jobs you applied for in the past week.
“Work Search Requirement: Effective March 15, 2020, the Work Search requirement in the District of Columbia has been temporarily suspended for all claimants.
“Pandemic Unemployment Assistance (PUA)
Customer service line – 800.659.2955
easy to fill out; no deadline but closed when the money runs out;
it may have run out by this time but will most likely get another funding.
5. PPP – Payroll Protection Plan: ****UPDATE – FUNDS HAVE RUN OUT****
Have to apply through a bank – find out online which ones are participating. If your bank is one of them, go there. Applies to self-employed; contractors, sole proprietors as well as LLCs and other businesses
An experience of a self-employed consultant to date: I applied for the PPP SBA loan through Presidential Bank which was one of the national banks on the list of banks accepting applications. I also applied on Kabbage which is an online bank I think that was on the list. The Kabbage app was easy. I had to upload my drivers license, Schedule C and a bank statement showing my income and expenses but the Presidential Bank asked me for the following. I am just a sole proprietor, not incorporated or an LLC or anything. I don’t know if Kabbage will come back to me and ask for these documents as well or if it is up to each Bank to decide what documentation they need.
Required Application Documents for Presidents Bank:
6. Distributions from Retirement accounts for COVID-19 financial hardship
RSD Financial, LLC
Roger S. Desai, AIF®, LUTCF, CFE®
Investment Advisor Representative
The Red Backpack Fund founded by Blake Lively, CEO of Spanx, will begin accepting grant applications of up to $5,000 this afternoon for 1,000 women entrepreneurs that have been affected by COVID-19. https://www.globalgiving.org/redbackpackfund/.
—————Not a federal program but something you might want to try—————————-
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